Podcasts / Videos

Milkshakes, Markets, & Madness PODCAST

In this episode of MILKSHAKES MARKETS MADNESS, Brent Johnson and Jon Kutsmeda discuss the recent "Fate of the Dollar" debate and the lack of suitable alternatives to the U.S. Dollar in the global financial system.

They also explore the Eurodollar Market and how it relates to the Dollar Milkshake Theory.

The conversation then shifts to the impact of inflation and the Fed's response, as well as the potential effects rate cuts could have on the dollar.

They also analyze global economic conditions and the possibility of a market correction.

The discussion concludes with a look at the "Violently Sideways" pattern in markets and the temptation of trading Natural Gas.

https://youtu.be/6Cj84UlgspE


*** If you are new to the show, please read the LEARN MORE section, which follows the chapter timestamps below. *** 

-------------------------------
QUICK TAKEAWAYS
-------------------------------
• There are currently no suitable alternatives to the US dollar.

• Understanding the Eurodollar market is key to comprehending the strength of the dollar.
 
• Rate cuts by the Fed may have short-term negative effects on the dollar, but the US is still in a better economic position than other countries.

• A market correction may be imminent, but it is difficult to predict the timing.

• The natural gas market is highly volatile and challenging to trade.


-------------------------------
FULL-LENGTH EPISODE 64
(February 18, 2024)
-------------------------------
The full-length episode is a weekend release that dives deeper into the biggest themes from the prior week. Expect longer discussions and video playback times of over 30 minutes. 

*** More information about Milkshakes, Markets, Madness, and the hosts, can be found after the chapter timestamps below. ***


-------------------------------
CHAPTERS
Season 02, Episode 06
-------------------------------
https://youtu.be/6Cj84UlgspE

00:00 – Introduction and Recap

01:24 – The Dollar Debate

03:44 – The Eurodollar Market and Dollar Milkshake Theory

04:12 – Inflation and the Fed's Response

06:04 – The Impact of Rate Cuts on the Dollar

08:26 – Global Economic Conditions and the Dollar

09:22 – Possibility of a Correction in the Market

10:20 – The Violently Sideways Pattern in Markets

12:19 – The Credit Market and Government Debt

14:42 – Expectations for Future Market Moves

20:21 – The Temptation of Natural Gas Trading

23:11 – Closing Remarks

23:44 – Outro / Disclaimer


-------------------------------
LEARN MORE
-------------------------------
Every week, Brent Johnson and Jon Kutsmeda share videos with the goal to help simplify complex economic ideas and to bring some much needed perspective to the madness of financial markets, without the hype or drama.

If you are tired of drawn out, jargon filled, boring financial podcasts, then tune in for Milkshakes, Markets, Madness.

For anyone who is unfamiliar with our hosts, or new to the Dollar Milkshake Theory, please visit our website http://MilkshakesPod.com and read the "About Us" page to learn more.


---------------------------------
JOIN THE MADNESS
---------------------------------
Share your thoughts with a comment on the YouTube Channel and hit the SUBSCRIBE button while you are here!

Join us for multiple episodes each week.

The full content schedule can be found here on the ABOUT page:
https://www.youtube.com/@MilkshakesPod/about

Until then, don't be bashful, connect with us...

-------------------------------
CONNECT WITH US
-------------------------------
To make sure you always get your weekly dose of Madness, please subscribe to our YouTube channel @MilkshakesPod

You can follow Brent Johnson on Twitter at @SantiagoAuFund

You can follow Jon Kutsmeda on Twitter at @JonKutsmeda

More links to the show, including your favorite podcast feed, can be found at https://linktr.ee/milkshakespod.





#techstocks #usdollar #preciousmetals

In this episode of MILKSHAKES MARKETS MADNESS, Brent Johnson and Jon Kutsmeda discuss the recent "Fate of the Dollar" debate and the lack of suitable alternatives to the U.S. Dollar in the global financial system.

They also explore the Eurodollar Market and how it relates to the Dollar Milkshake Theory.

The conversation then shifts to the impact of inflation and the Fed's response, as well as the potential effects rate cuts could have on the dollar.

They also analyze global economic conditions and the possibility of a market correction.

The discussion concludes with a look at the "Violently Sideways" pattern in markets and the temptation of trading Natural Gas.

https://youtu.be/6Cj84UlgspE


*** If you are new to the show, please read the LEARN MORE section, which follows the chapter timestamps below. ***

-------------------------------
QUICK TAKEAWAYS
-------------------------------
• There are currently no suitable alternatives to the US dollar.

• Understanding the Eurodollar market is key to comprehending the strength of the dollar.

• Rate cuts by the Fed may have short-term negative effects on the dollar, but the US is still in a better economic position than other countries.

• A market correction may be imminent, but it is difficult to predict the timing.

• The natural gas market is highly volatile and challenging to trade.


-------------------------------
FULL-LENGTH EPISODE 64
(February 18, 2024)
-------------------------------
The full-length episode is a weekend release that dives deeper into the biggest themes from the prior week. Expect longer discussions and video playback times of over 30 minutes.

*** More information about Milkshakes, Markets, Madness, and the hosts, can be found after the chapter timestamps below. ***


-------------------------------
CHAPTERS
Season 02, Episode 06
-------------------------------
https://youtu.be/6Cj84UlgspE

00:00 – Introduction and Recap

01:24 – The Dollar Debate

03:44 – The Eurodollar Market and Dollar Milkshake Theory

04:12 – Inflation and the Fed's Response

06:04 – The Impact of Rate Cuts on the Dollar

08:26 – Global Economic Conditions and the Dollar

09:22 – Possibility of a Correction in the Market

10:20 – The Violently Sideways Pattern in Markets

12:19 – The Credit Market and Government Debt

14:42 – Expectations for Future Market Moves

20:21 – The Temptation of Natural Gas Trading

23:11 – Closing Remarks

23:44 – Outro / Disclaimer


-------------------------------
LEARN MORE
-------------------------------
Every week, Brent Johnson and Jon Kutsmeda share videos with the goal to help simplify complex economic ideas and to bring some much needed perspective to the madness of financial markets, without the hype or drama.

If you are tired of drawn out, jargon filled, boring financial podcasts, then tune in for Milkshakes, Markets, Madness.

For anyone who is unfamiliar with our hosts, or new to the Dollar Milkshake Theory, please visit our website http://MilkshakesPod.com and read the "About Us" page to learn more.


---------------------------------
JOIN THE MADNESS
---------------------------------
Share your thoughts with a comment on the YouTube Channel and hit the SUBSCRIBE button while you are here!

Join us for multiple episodes each week.

The full content schedule can be found here on the ABOUT page:
https://www.youtube.com/@MilkshakesPod/about

Until then, don't be bashful, connect with us...

-------------------------------
CONNECT WITH US
-------------------------------
To make sure you always get your weekly dose of Madness, please subscribe to our YouTube channel @MilkshakesPod

You can follow Brent Johnson on Twitter at @SantiagoAuFund

You can follow Jon Kutsmeda on Twitter at @JonKutsmeda

More links to the show, including your favorite podcast feed, can be found at https://linktr.ee/milkshakespod.





#techstocks #usdollar #preciousmetals

YouTube Video UEw1MHRUZFFtYzZDNm5MYVJ2M1ZVMWlyOTJBaC1JeUItZS40MDNEMzA0QTBFRThFMzBE
In this conversation on MILKSHAKES MARKETS MADNESS, Brent Johnson and Jon Kutsmeda discuss various topics including Brent's Super Bowl Tuesday, the importance of CPI data, and the future of the US dollar.

They discuss the implications of the Dollar Milkshake Theory, which suggests that the US dollar will rise in value amidst market uncertainty and in global crisis' due to its status as the world's reserve currency.

This endgame scenario of the Dollar Milkshake may already be playing out as U.S. stock indexes continue higher carried by just a handful of companies.

Is this the U.S. drinking the world's milkshake? Find out in this video as a potential devaluation of the Chinese yuan could accelerate this wave of liquidity to the United States and unleash the U.S. Dollar Endgame.

https://youtu.be/v1ch4tqKsT8


*** If you are new to the show, please read the LEARN MORE section, which follows the chapter timestamps below. *** 

-------------------------------
QUICK TAKEAWAYS
-------------------------------
• Super Bowl week and economic data are the main focus of the conversation.

• The CPI data is crucial in determining the Fed's rate cut decisions.

• The market has misread the Fed's intentions, leading to misinterpretations.

• Bonds, currencies, and equities have reacted differently to the Fed's recent comments.

• The future of the US dollar is a topic of debate.

• The US dollar is likely to continue to rise in value due to its status as the world's reserve currency.

• China is facing significant economic challenges, including a weakening currency and stock market.

• A devaluation of the Chinese yuan could have major implications for global markets.

• It is important to seek objective information and understand the dynamics of fiat currency when making investment decisions.


-------------------------------
FULL-LENGTH EPISODE 63
(February 11, 2024)
-------------------------------
The full-length episode is a weekend release that dives deeper into the biggest themes from the prior week. Expect longer discussions and video playback times of over 30 minutes. 

*** More information about Milkshakes, Markets, Madness, and the hosts, can be found after the chapter timestamps below. ***


-------------------------------
CHAPTERS
Season 02, Episode 05
-------------------------------
https://youtu.be/v1ch4tqKsT8

00:00 – Brent's Super Bowl Week and Economic Data

02:44 – The Importance of CPI Data

03:40 – Market Misreading of Fed's Intentions

04:58 – Market Reactions: Bonds, Currencies, and Equities

07:40 – The Future of the US Dollar

09:46 – The Dollar Milkshake Theory

15:01 – China's Economic Situation

21:58 – Debate on the Future of the Dollar

26:01 – The Implications of a Devalued Yuan

35:44 – The Importance of Understanding Fiat Currency
Hell is Coming: https://youtu.be/XaLWESLvdQU

39:50 – The Timing of Currency Events

41:58 – Closing Remarks

42:43 – Outro / Disclaimer


-------------------------------
LEARN MORE
-------------------------------
Every week, Brent Johnson and Jon Kutsmeda share videos with the goal to help simplify complex economic ideas and to bring some much needed perspective to the madness of financial markets, without the hype or drama.

If you are tired of drawn out, jargon filled, boring financial podcasts, then tune in for Milkshakes, Markets, Madness.

For anyone who is unfamiliar with our hosts, or new to the Dollar Milkshake Theory, please visit our website http://MilkshakesPod.com and read the "About Us" page to learn more.


---------------------------------
JOIN THE MADNESS
---------------------------------
Share your thoughts with a comment on the YouTube Channel and hit the SUBSCRIBE button while you are here!

Join us for multiple episodes each week.

The full content schedule can be found here on the ABOUT page:
https://www.youtube.com/@MilkshakesPod/about

Until then, don't be bashful, connect with us...

-------------------------------
CONNECT WITH US
-------------------------------
To make sure you always get your weekly dose of Madness, please subscribe to our YouTube channel @MilkshakesPod

You can follow Brent Johnson on Twitter at @SantiagoAuFund

You can follow Jon Kutsmeda on Twitter at @JonKutsmeda

More links to the show, including your favorite podcast feed, can be found at https://linktr.ee/milkshakespod.





#usdollar #stockcrash #financialeducation

In this conversation on MILKSHAKES MARKETS MADNESS, Brent Johnson and Jon Kutsmeda discuss various topics including Brent's Super Bowl Tuesday, the importance of CPI data, and the future of the US dollar.

They discuss the implications of the Dollar Milkshake Theory, which suggests that the US dollar will rise in value amidst market uncertainty and in global crisis' due to its status as the world's reserve currency.

This endgame scenario of the Dollar Milkshake may already be playing out as U.S. stock indexes continue higher carried by just a handful of companies.

Is this the U.S. drinking the world's milkshake? Find out in this video as a potential devaluation of the Chinese yuan could accelerate this wave of liquidity to the United States and unleash the U.S. Dollar Endgame.

https://youtu.be/v1ch4tqKsT8


*** If you are new to the show, please read the LEARN MORE section, which follows the chapter timestamps below. ***

-------------------------------
QUICK TAKEAWAYS
-------------------------------
• Super Bowl week and economic data are the main focus of the conversation.

• The CPI data is crucial in determining the Fed's rate cut decisions.

• The market has misread the Fed's intentions, leading to misinterpretations.

• Bonds, currencies, and equities have reacted differently to the Fed's recent comments.

• The future of the US dollar is a topic of debate.

• The US dollar is likely to continue to rise in value due to its status as the world's reserve currency.

• China is facing significant economic challenges, including a weakening currency and stock market.

• A devaluation of the Chinese yuan could have major implications for global markets.

• It is important to seek objective information and understand the dynamics of fiat currency when making investment decisions.


-------------------------------
FULL-LENGTH EPISODE 63
(February 11, 2024)
-------------------------------
The full-length episode is a weekend release that dives deeper into the biggest themes from the prior week. Expect longer discussions and video playback times of over 30 minutes.

*** More information about Milkshakes, Markets, Madness, and the hosts, can be found after the chapter timestamps below. ***


-------------------------------
CHAPTERS
Season 02, Episode 05
-------------------------------
https://youtu.be/v1ch4tqKsT8

00:00 – Brent's Super Bowl Week and Economic Data

02:44 – The Importance of CPI Data

03:40 – Market Misreading of Fed's Intentions

04:58 – Market Reactions: Bonds, Currencies, and Equities

07:40 – The Future of the US Dollar

09:46 – The Dollar Milkshake Theory

15:01 – China's Economic Situation

21:58 – Debate on the Future of the Dollar

26:01 – The Implications of a Devalued Yuan

35:44 – The Importance of Understanding Fiat Currency
Hell is Coming: https://youtu.be/XaLWESLvdQU

39:50 – The Timing of Currency Events

41:58 – Closing Remarks

42:43 – Outro / Disclaimer


-------------------------------
LEARN MORE
-------------------------------
Every week, Brent Johnson and Jon Kutsmeda share videos with the goal to help simplify complex economic ideas and to bring some much needed perspective to the madness of financial markets, without the hype or drama.

If you are tired of drawn out, jargon filled, boring financial podcasts, then tune in for Milkshakes, Markets, Madness.

For anyone who is unfamiliar with our hosts, or new to the Dollar Milkshake Theory, please visit our website http://MilkshakesPod.com and read the "About Us" page to learn more.


---------------------------------
JOIN THE MADNESS
---------------------------------
Share your thoughts with a comment on the YouTube Channel and hit the SUBSCRIBE button while you are here!

Join us for multiple episodes each week.

The full content schedule can be found here on the ABOUT page:
https://www.youtube.com/@MilkshakesPod/about

Until then, don't be bashful, connect with us...

-------------------------------
CONNECT WITH US
-------------------------------
To make sure you always get your weekly dose of Madness, please subscribe to our YouTube channel @MilkshakesPod

You can follow Brent Johnson on Twitter at @SantiagoAuFund

You can follow Jon Kutsmeda on Twitter at @JonKutsmeda

More links to the show, including your favorite podcast feed, can be found at https://linktr.ee/milkshakespod.





#usdollar #stockcrash #financialeducation

YouTube Video UEw1MHRUZFFtYzZDNm5MYVJ2M1ZVMWlyOTJBaC1JeUItZS4xM0YyM0RDNDE4REQ1NDA0
In this episode of MILKSHAKES MARKETS MADNESS, Brent Johnson and Jon Kutsmeda discuss the recent non-farm payroll report and its impact on the markets. They delve into the nuances of the jobs data, highlighting the discrepancy between the headline numbers and the underlying details.

The conversation then shifts to the role of contrarian views and the emotional rollercoaster of market movements. They explore the concentration of tech stocks in driving market gains and the potential risks associated with it.

Geopolitical tensions and the changing global order are also examined, emphasizing the need to navigate a complex and evolving world. 

The episode concludes with a reflection on the importance of understanding the current system and the choice between changing the size of one's portfolio or changing the world.

https://youtu.be/O88QpDZhKY0


-------------------------------
QUICK TAKEAWAYS
-------------------------------
• The non-farm payroll report showed a significant beat in job numbers, but a closer look reveals underlying concerns such as the increase in part-time jobs and the concentration of job gains among foreign-born workers.

• Contrarian views can provide valuable insights, but it is important to balance them with trend following strategies and risk management.

• The concentration of tech stocks in driving market gains raises concerns about market fragility and the potential for a correction.

• Geopolitical tensions and the changing global order pose significant risks to the markets, and it is crucial to consider the impact of events outside the United States.

• Investors should focus on changing the size of their portfolio rather than trying to change the world, while also being aware of the realities and limitations of the current system.


*** If you are new to the show, please read the LEARN MORE section, which follows the chapter timestamps below. *** 


-------------------------------
FULL-LENGTH EPISODE 62
(February 04, 2024)
-------------------------------
The full-length episode is a weekend release that dives deeper into the biggest themes from the prior week. Expect longer discussions and video playback times of over 30 minutes. 

*** More information about Milkshakes, Markets, Madness, and the hosts, can be found after the chapter timestamps below. ***


-------------------------------
CHAPTERS
Season 02, Episode 04
-------------------------------
https://youtu.be/O88QpDZhKY0

00:00 – Episode overview

01:15 – Non-Farm Payroll Report

02:38 – Initial Reaction to Jobs Report

04:36 – Questioning the Accuracy of Data

09:10 – Contrarian Views and Emotional Rollercoaster

10:34 – Rate Hikes and Dollar Strength

14:36 – Concerns about Concentration in Tech Stocks

22:15 – Looking Beyond the Obvious for Potential Risks

24:38 – Geopolitical Tensions and Black Swan Events

28:51 – Navigating a Changing World

33:18 – The Reality of the Current System

38:15 – Fulfillment and Helping Others

41:33 – Changing the Size of Your Portfolio or Changing the World

43:24 – Closing Remarks

43:48 – Outro / Disclaimer


-------------------------------
LEARN MORE
-------------------------------
Every week, Brent Johnson and Jon Kutsmeda share videos with the goal to help simplify complex economic ideas and to bring some much needed perspective to the madness of financial markets, without the hype or drama.

If you are tired of drawn out, jargon filled, boring financial podcasts, then tune in for Milkshakes, Markets, Madness.

For anyone who is unfamiliar with our hosts, or new to the Dollar Milkshake Theory, please visit our website http://MilkshakesPod.com and read the "About Us" page to learn more.


---------------------------------
JOIN THE MADNESS
---------------------------------
Share your thoughts with a comment on the YouTube Channel and hit the SUBSCRIBE button while you are here!

Join us for multiple episodes each week.

The full content schedule can be found here on the ABOUT page:
https://www.youtube.com/@MilkshakesPod/about

Until then, don't be bashful, connect with us...

-------------------------------
CONNECT WITH US
-------------------------------
To make sure you always get your weekly dose of Madness, please subscribe to our YouTube channel @MilkshakesPod

You can follow Brent Johnson on Twitter at @SantiagoAuFund

You can follow Jon Kutsmeda on Twitter at @JonKutsmeda

More links to the show, including your favorite podcast feed, can be found at https://linktr.ee/milkshakespod.





#wealthbuilding #techstocks #blackswan

In this episode of MILKSHAKES MARKETS MADNESS, Brent Johnson and Jon Kutsmeda discuss the recent non-farm payroll report and its impact on the markets. They delve into the nuances of the jobs data, highlighting the discrepancy between the headline numbers and the underlying details.

The conversation then shifts to the role of contrarian views and the emotional rollercoaster of market movements. They explore the concentration of tech stocks in driving market gains and the potential risks associated with it.

Geopolitical tensions and the changing global order are also examined, emphasizing the need to navigate a complex and evolving world.

The episode concludes with a reflection on the importance of understanding the current system and the choice between changing the size of one's portfolio or changing the world.

https://youtu.be/O88QpDZhKY0


-------------------------------
QUICK TAKEAWAYS
-------------------------------
• The non-farm payroll report showed a significant beat in job numbers, but a closer look reveals underlying concerns such as the increase in part-time jobs and the concentration of job gains among foreign-born workers.

• Contrarian views can provide valuable insights, but it is important to balance them with trend following strategies and risk management.

• The concentration of tech stocks in driving market gains raises concerns about market fragility and the potential for a correction.

• Geopolitical tensions and the changing global order pose significant risks to the markets, and it is crucial to consider the impact of events outside the United States.

• Investors should focus on changing the size of their portfolio rather than trying to change the world, while also being aware of the realities and limitations of the current system.


*** If you are new to the show, please read the LEARN MORE section, which follows the chapter timestamps below. ***


-------------------------------
FULL-LENGTH EPISODE 62
(February 04, 2024)
-------------------------------
The full-length episode is a weekend release that dives deeper into the biggest themes from the prior week. Expect longer discussions and video playback times of over 30 minutes.

*** More information about Milkshakes, Markets, Madness, and the hosts, can be found after the chapter timestamps below. ***


-------------------------------
CHAPTERS
Season 02, Episode 04
-------------------------------
https://youtu.be/O88QpDZhKY0

00:00 – Episode overview

01:15 – Non-Farm Payroll Report

02:38 – Initial Reaction to Jobs Report

04:36 – Questioning the Accuracy of Data

09:10 – Contrarian Views and Emotional Rollercoaster

10:34 – Rate Hikes and Dollar Strength

14:36 – Concerns about Concentration in Tech Stocks

22:15 – Looking Beyond the Obvious for Potential Risks

24:38 – Geopolitical Tensions and Black Swan Events

28:51 – Navigating a Changing World

33:18 – The Reality of the Current System

38:15 – Fulfillment and Helping Others

41:33 – Changing the Size of Your Portfolio or Changing the World

43:24 – Closing Remarks

43:48 – Outro / Disclaimer


-------------------------------
LEARN MORE
-------------------------------
Every week, Brent Johnson and Jon Kutsmeda share videos with the goal to help simplify complex economic ideas and to bring some much needed perspective to the madness of financial markets, without the hype or drama.

If you are tired of drawn out, jargon filled, boring financial podcasts, then tune in for Milkshakes, Markets, Madness.

For anyone who is unfamiliar with our hosts, or new to the Dollar Milkshake Theory, please visit our website http://MilkshakesPod.com and read the "About Us" page to learn more.


---------------------------------
JOIN THE MADNESS
---------------------------------
Share your thoughts with a comment on the YouTube Channel and hit the SUBSCRIBE button while you are here!

Join us for multiple episodes each week.

The full content schedule can be found here on the ABOUT page:
https://www.youtube.com/@MilkshakesPod/about

Until then, don't be bashful, connect with us...

-------------------------------
CONNECT WITH US
-------------------------------
To make sure you always get your weekly dose of Madness, please subscribe to our YouTube channel @MilkshakesPod

You can follow Brent Johnson on Twitter at @SantiagoAuFund

You can follow Jon Kutsmeda on Twitter at @JonKutsmeda

More links to the show, including your favorite podcast feed, can be found at https://linktr.ee/milkshakespod.





#wealthbuilding #techstocks #blackswan

YouTube Video UEw1MHRUZFFtYzZDNm5MYVJ2M1ZVMWlyOTJBaC1JeUItZS5ERkUyQTM0MzEwQjZCMTY5
This episode covers the assessment of the beginning of the year, uncertainty and frustration in the markets, trusting the process, and how to best approach the current equity markets.

Also discussed, is the mismatch between market expectations and Fed guidance, global macro concerns in China and Europe, political tensions and potential social unrest, and the influence of politics on markets, particularly the Trump factor and political divisions.

https://youtu.be/C_CKzVkRXTw

-------------------------------
QUICK TAKEAWAYS
-------------------------------
• The markets have been uncertain and frustrating, with no clear direction.

• Trusting the process and not forcing trades is important during uncertain times.

• There is a mismatch between market expectations and the guidance from central banks.

• Global macro concerns in China and Europe could impact markets.

• Political tensions and potential social unrest could affect market stability.

• The influence of politics on markets is significant, and divisions are evident.


*** If you are new to the show, please read the LEARN MORE section, which follows the chapter timestamps below. *** 


-------------------------------
FULL-LENGTH EPISODE 61
(January 28, 2024)
-------------------------------
The full-length episode is a weekend release that dives deeper into the biggest themes from the prior week. Expect longer discussions and video playback times of over 30 minutes. 

*** More information about Milkshakes, Markets, Madness, and the hosts, can be found after the chapter timestamps below. ***


-------------------------------
CHAPTERS
Season 02, Episode 03
-------------------------------
https://youtu.be/C_CKzVkRXTw

00:00 – Episode overview

00:00 – Assessing the Beginning of the Year

02:59 – Uncertainty and Frustration in the Markets

06:05 – Trusting the Process

08:22 – Approaching the Equity Markets

11:04 – The Mismatch Between Market Expectations and Fed Guidance

16:24 – Global Macro Concerns: China and Europe

21:55 – Political Tensions and Potential Social Unrest

30:00 – The Influence of Politics on Markets

38:49 – The Trump Factor and Political Divisions

43:53 – Outro / Disclaimer


-------------------------------
LEARN MORE
-------------------------------
Every week, Brent Johnson and Jon Kutsmeda share videos with the goal to help simplify complex economic ideas and to bring some much needed perspective to the madness of financial markets, without the hype or drama.

If you are tired of drawn out, jargon filled, boring financial podcasts, then tune in for Milkshakes, Markets, Madness.

For anyone who is unfamiliar with our hosts, or new to the Dollar Milkshake Theory, please visit our website http://MilkshakesPod.com and read the "About Us" page to learn more.


---------------------------------
JOIN THE MADNESS
---------------------------------
Share your thoughts with a comment on the YouTube Channel and hit the SUBSCRIBE button while you are here!

Join us for multiple episodes each week.

The full content schedule can be found here on the ABOUT page:
https://www.youtube.com/@MilkshakesPod/about

Until then, don't be bashful, connect with us...

-------------------------------
CONNECT WITH US
-------------------------------
To make sure you always get your weekly dose of Madness, please subscribe to our YouTube channel @MilkshakesPod

You can follow Brent Johnson on Twitter at @SantiagoAuFund

You can follow Jon Kutsmeda on Twitter at @JonKutsmeda

More links to the show, including your favorite podcast feed, can be found at https://linktr.ee/milkshakespod.





#realestatecrash #debtcrisis #investingtips

This episode covers the assessment of the beginning of the year, uncertainty and frustration in the markets, trusting the process, and how to best approach the current equity markets.

Also discussed, is the mismatch between market expectations and Fed guidance, global macro concerns in China and Europe, political tensions and potential social unrest, and the influence of politics on markets, particularly the Trump factor and political divisions.

https://youtu.be/C_CKzVkRXTw

-------------------------------
QUICK TAKEAWAYS
-------------------------------
• The markets have been uncertain and frustrating, with no clear direction.

• Trusting the process and not forcing trades is important during uncertain times.

• There is a mismatch between market expectations and the guidance from central banks.

• Global macro concerns in China and Europe could impact markets.

• Political tensions and potential social unrest could affect market stability.

• The influence of politics on markets is significant, and divisions are evident.


*** If you are new to the show, please read the LEARN MORE section, which follows the chapter timestamps below. ***


-------------------------------
FULL-LENGTH EPISODE 61
(January 28, 2024)
-------------------------------
The full-length episode is a weekend release that dives deeper into the biggest themes from the prior week. Expect longer discussions and video playback times of over 30 minutes.

*** More information about Milkshakes, Markets, Madness, and the hosts, can be found after the chapter timestamps below. ***


-------------------------------
CHAPTERS
Season 02, Episode 03
-------------------------------
https://youtu.be/C_CKzVkRXTw

00:00 – Episode overview

00:00 – Assessing the Beginning of the Year

02:59 – Uncertainty and Frustration in the Markets

06:05 – Trusting the Process

08:22 – Approaching the Equity Markets

11:04 – The Mismatch Between Market Expectations and Fed Guidance

16:24 – Global Macro Concerns: China and Europe

21:55 – Political Tensions and Potential Social Unrest

30:00 – The Influence of Politics on Markets

38:49 – The Trump Factor and Political Divisions

43:53 – Outro / Disclaimer


-------------------------------
LEARN MORE
-------------------------------
Every week, Brent Johnson and Jon Kutsmeda share videos with the goal to help simplify complex economic ideas and to bring some much needed perspective to the madness of financial markets, without the hype or drama.

If you are tired of drawn out, jargon filled, boring financial podcasts, then tune in for Milkshakes, Markets, Madness.

For anyone who is unfamiliar with our hosts, or new to the Dollar Milkshake Theory, please visit our website http://MilkshakesPod.com and read the "About Us" page to learn more.


---------------------------------
JOIN THE MADNESS
---------------------------------
Share your thoughts with a comment on the YouTube Channel and hit the SUBSCRIBE button while you are here!

Join us for multiple episodes each week.

The full content schedule can be found here on the ABOUT page:
https://www.youtube.com/@MilkshakesPod/about

Until then, don't be bashful, connect with us...

-------------------------------
CONNECT WITH US
-------------------------------
To make sure you always get your weekly dose of Madness, please subscribe to our YouTube channel @MilkshakesPod

You can follow Brent Johnson on Twitter at @SantiagoAuFund

You can follow Jon Kutsmeda on Twitter at @JonKutsmeda

More links to the show, including your favorite podcast feed, can be found at https://linktr.ee/milkshakespod.





#realestatecrash #debtcrisis #investingtips

YouTube Video UEw1MHRUZFFtYzZDNm5MYVJ2M1ZVMWlyOTJBaC1JeUItZS5CNTcxMDQ0NThBNzMxODYz
Can the Magnificent 7 carry the torch for a 2nd year in a row, or are they already priced for perfection?

The stock market is a graveyard of heroes who misunderstood the risks ahead of them, and as the Fed tries talking back rate cut expectations it appears the herd is running full speed to their slaughter.

Brent Johnson and Jon Kutsmeda discuss the pitfalls of being a dare devil in financial markets on the latest episode of Milkshakes Markets Madness.

https://youtu.be/6nZse23FrGo


*** If you are new to the show, please read the LEARN MORE section, which follows the chapter timestamps below. *** 


-------------------------------
FULL-LENGTH EPISODE 60
(January 21, 2024)
-------------------------------
The full-length episode is a weekend release that dives deeper into the biggest themes from the prior week. Expect longer discussions and video playback times of over 30 minutes. 

*** More information about Milkshakes, Markets, Madness, and the hosts, can be found after the chapter timestamps below. ***


-------------------------------
CHAPTERS
Season 02, Episode 02
-------------------------------

00:00 – Episode overview

00:28 – "Trading Places" intro

00:34 – Being misunderstood

05:02 – Tail wagging the dog

07:04 – Confusing cause and effect

10:38 – Led to the slaughter

14:30 – Dead heroes

16:52 – Certainty arbitrage

20:39 – Mag 7 and resetting expectations

25:44 – Fed scorecard

33:24 – USA vs. The World

36:12 – Getting dumped by the dollar

38:42 – Wrap-up

39:19 – "Hero" outro

39:26 – Disclaimer


-------------------------------
LEARN MORE
-------------------------------
Every week, Brent Johnson and Jon Kutsmeda share videos with the goal to help simplify complex economic ideas and to bring some much needed perspective to the madness of financial markets, without the hype or drama.

If you are tired of drawn out, jargon filled, boring financial podcasts, then tune in for Milkshakes, Markets, Madness.

For anyone who is unfamiliar with our hosts, or new to the Dollar Milkshake Theory, please visit our website http://MilkshakesPod.com and read the "About Us" page to learn more.


---------------------------------
JOIN THE MADNESS
---------------------------------
Share your thoughts with a comment on the YouTube Channel and hit the SUBSCRIBE button while you are here!

Join us for multiple episodes each week.

The full content schedule can be found here on the ABOUT page:
https://www.youtube.com/@MilkshakesPod/about

Until then, don't be bashful, connect with us...

-------------------------------
CONNECT WITH US
-------------------------------
To make sure you always get your weekly dose of Madness, please subscribe to our YouTube channel @MilkshakesPod

You can follow Brent Johnson on Twitter at @SantiagoAuFund

You can follow Jon Kutsmeda on Twitter at @JonKutsmeda

More links to the show, including your favorite podcast feed, can be found at https://linktr.ee/milkshakespod.





#techstocks #recession #ratecut

Can the Magnificent 7 carry the torch for a 2nd year in a row, or are they already priced for perfection?

The stock market is a graveyard of heroes who misunderstood the risks ahead of them, and as the Fed tries talking back rate cut expectations it appears the herd is running full speed to their slaughter.

Brent Johnson and Jon Kutsmeda discuss the pitfalls of being a dare devil in financial markets on the latest episode of Milkshakes Markets Madness.

https://youtu.be/6nZse23FrGo


*** If you are new to the show, please read the LEARN MORE section, which follows the chapter timestamps below. ***


-------------------------------
FULL-LENGTH EPISODE 60
(January 21, 2024)
-------------------------------
The full-length episode is a weekend release that dives deeper into the biggest themes from the prior week. Expect longer discussions and video playback times of over 30 minutes.

*** More information about Milkshakes, Markets, Madness, and the hosts, can be found after the chapter timestamps below. ***


-------------------------------
CHAPTERS
Season 02, Episode 02
-------------------------------

00:00 – Episode overview

00:28 – "Trading Places" intro

00:34 – Being misunderstood

05:02 – Tail wagging the dog

07:04 – Confusing cause and effect

10:38 – Led to the slaughter

14:30 – Dead heroes

16:52 – Certainty arbitrage

20:39 – Mag 7 and resetting expectations

25:44 – Fed scorecard

33:24 – USA vs. The World

36:12 – Getting dumped by the dollar

38:42 – Wrap-up

39:19 – "Hero" outro

39:26 – Disclaimer


-------------------------------
LEARN MORE
-------------------------------
Every week, Brent Johnson and Jon Kutsmeda share videos with the goal to help simplify complex economic ideas and to bring some much needed perspective to the madness of financial markets, without the hype or drama.

If you are tired of drawn out, jargon filled, boring financial podcasts, then tune in for Milkshakes, Markets, Madness.

For anyone who is unfamiliar with our hosts, or new to the Dollar Milkshake Theory, please visit our website http://MilkshakesPod.com and read the "About Us" page to learn more.


---------------------------------
JOIN THE MADNESS
---------------------------------
Share your thoughts with a comment on the YouTube Channel and hit the SUBSCRIBE button while you are here!

Join us for multiple episodes each week.

The full content schedule can be found here on the ABOUT page:
https://www.youtube.com/@MilkshakesPod/about

Until then, don't be bashful, connect with us...

-------------------------------
CONNECT WITH US
-------------------------------
To make sure you always get your weekly dose of Madness, please subscribe to our YouTube channel @MilkshakesPod

You can follow Brent Johnson on Twitter at @SantiagoAuFund

You can follow Jon Kutsmeda on Twitter at @JonKutsmeda

More links to the show, including your favorite podcast feed, can be found at https://linktr.ee/milkshakespod.





#techstocks #recession #ratecut

YouTube Video UEw1MHRUZFFtYzZDNm5MYVJ2M1ZVMWlyOTJBaC1JeUItZS5CNTZFOTNGQzZEODg1RUQx

THE MORTGAGE GURU PODCAST

MORTGAGE GURU PODCAST
- Season 03, Episode 02 -
"Lurking in the Shadows of the Economy"

The Mortgage Guru has a fresh new look with a full video recording of me, as I riff in real time about the week in markets and mortgage rates.

This week we had the December inflation data (CPI) and the best mortgage rates in 4-months as the bond market continued to rally, although not as enthusiastically as last week.

Nonetheless, the 10-year closed below the key technical level of 3.50% after hitting cycle highs of 4.25% in November.

Can the bond bulls continue to thwart the bears and keep 3.50% as the new level of technical support? The upcoming four-day week will be the first test with a stack of housing data scheduled to be released.

Meanwhile, yield curves of all shapes and size continue to invert deeper and longer than ever before.

What is the bond market signaling, how much higher will the Fed hike their overnight lending right, and what lurks in the shadows of the economy? Join me in this video to find out.

Welcome to another episode of the Mortgage Guru Podcast.


------------------------------------
2022 YEAR IN REVIEW
------------------------------------
I recently shared my financial markets "2022 Year in Review". You can access all five parts on my blog at http://JKUTS.com.

You can also jump right to Part 1 by clicking here:
https://jonkutsmeda.com/2022-year-in-review-part-1/


----------------------
TIMESTAMPS 
----------------------

(Coming Soon)



----------------------------------
CONNECT WITH JON
----------------------------------

To request a personalized mortgage consultation from Jon contact him through his website at http://JKUTS.com

You can also follow Jon on twitter at https://twitter.com/JonKutsmeda

or on Instagram at https://www.instagram.com/JonKutsmeda

and on all other social media via his handle @JonKutsmeda.

To make sure you always get your weekly dose of the Mortgage Guru, please subscribe to my YouTube channel: 
https://youtube.com/user/JonKutsmeda


----------------------
LEARN MORE
----------------------

Welcome to the MORTGAGE GURU PODCAST, where your host Jon Kutsmeda covers the topics that matter most to homeowners and real estate investors without the industry jargon.

Each week Jon helps you to look under the hood of the housing market to make sense of the economic factors which drive home prices and mortgage rates so you can make sound financial decisions.

To subscribe to this podcast visit https://www.MortgageGuruPodcast.com



#inflation #mortgagerates #recession

SEASON 03 - EPISODE 02:
The Mortgage Guru has a fresh new look with a full video recording of me, as I riff in real time about the week in markets and mortgage rates.

This week we had the December inflation data (CPI) and the best mortgage rates in 4-months as the bond market continued to rally, although not as enthusiastically as last week.

Nonetheless, the 10-year closed below the key technical level of 3.50% after hitting cycle highs of 4.25% in November.

Can the bond bulls continue to thwart the bears and keep 3.50% as the new level of technical support? The upcoming four-day week will be the first test with a stack of housing data scheduled to be released.

Meanwhile, yield curves of all shapes and size continue to invert deeper and longer than ever before.

What is the bond market signaling, how much higher will the Fed hike their overnight lending right, and what lurks in the shadows of the economy?

Join me in this video to find out, in another episode of the Mortgage Guru Podcast.


------------------------------------
2022 YEAR IN REVIEW
------------------------------------
I recently shared my financial markets "2022 Year in Review". You can access all five parts on my blog at http://JKUTS.com.

You can also jump right to Part 1 by clicking here:
https://jonkutsmeda.com/2022-year-in-review-part-1/


----------------------
TIMESTAMPS
----------------------

(Coming Soon)



----------------------------------
CONNECT WITH JON
----------------------------------

To request a personalized mortgage consultation from Jon contact him through his website at http://JKUTS.com

You can also follow Jon on twitter at https://twitter.com/JonKutsmeda

or on Instagram at https://www.instagram.com/JonKutsmeda

and on all other social media via his handle @JonKutsmeda.

To make sure you always get your weekly dose of the Mortgage Guru, please subscribe to my YouTube channel:
https://youtube.com/user/JonKutsmeda


----------------------
LEARN MORE
----------------------

Welcome to the MORTGAGE GURU PODCAST, where your host Jon Kutsmeda covers the topics that matter most to homeowners and real estate investors without the industry jargon.

Each week Jon helps you to look under the hood of the housing market to make sense of the economic factors which drive home prices and mortgage rates so you can make sound financial decisions.

To subscribe to this podcast visit https://www.MortgageGuruPodcast.com



#inflation #mortgagerates #recession

0 0

YouTube Video UExxVEN4bHBmTDRUcDVJck95T2xleFFpQ0hvLUxaUWthSS45NDk1REZENzhEMzU5MDQz
MORTGAGE GURU PODCAST
- Season 03, Episode 01 -
"Slaying the Inflation Dragon"

The new year decided to start with a bang!

After a two-punch strike, from the NFP employment data and the ISM Services Sector report, the bond market rallied hard as both reports provided some early comfort, that perhaps, The Fed has slayed the inflation dragon.

In this episode, I unwrap the data I just mentioned above and explain what this means for mortgage rates and the housing market.

HINT: This seems to be the beginning of a new trend lower in mortgage rates, back down to historic averages.

WARNING: Lower bond yields (rates) will likely come off the back of a market crash or recession. At the forefront of that will likely be the housing market, as the most recent bubble appears to have popped with 4-consecutive weeks of price declines.

Lower mortgage rates are great news, but not if you are unable to take advantage of them with a refinance because housing price declines have wiped out the equity you need to qualify for a lower rate and payment.

----------------------------------------
MORE ON THIS EPISODE
----------------------------------------
The non-farm payroll report is a monthly survey that attempts to gauge the health of the labor market.

Historically it has been one of the most widely monitored data sets by the bond market as it provides a glimpse into when the underlying economy may be likely to experience inflation or deflation in the coming months, or year.

Although it was another month of positive jobs growth, many of those new jobs were multiple job holders (people with more than one job).

More importantly, growth in wages had slowed, which was another good sign that inflation may have peaked.

Bonds do not like inflation, and therefore the bond market liked this data which resulted in a big bond rally.

IMPORTANT
Mortgage rates are mostly driven by the price of mortgage bonds, and only indirectly by what the Fed decides to do with their overnight lending rate, The Fed Funds. I discuss the important relationship between bonds and mortgage rates in this episode.


Shortly after the NFP report, the ISM Services Sector data was released.

The services sector had been "running hot" lately, adding fuel to concerns that inflation could become "anchored".

Not only did the data miss expectations, but it was the biggest miss outside of a major recession or financial crisis.

Either inflation is merely cooling quickly, or the economy is headed for hard times.

------------------------------------
2022 YEAR IN REVIEW
------------------------------------
I recently shared my financial markets "2022 Year in Review". You can access all five parts on my blog at http://JKUTS.com.

You can also jump right to Part 1 by clicking here:
https://jonkutsmeda.com/2022-year-in-review-part-1/


----------------------
TIMESTAMPS 
----------------------

(Coming Soon)



----------------------------------
CONNECT WITH JON
----------------------------------

To request a personalized mortgage consultation from Jon contact him through his website at http://JKUTS.com

You can also follow Jon on twitter at https://twitter.com/JonKutsmeda

or on Instagram at https://www.instagram.com/JonKutsmeda

and on all other social media via his handle @JonKutsmeda.

To make sure you always get your weekly dose of the Mortgage Guru, please subscribe to my YouTube channel: 
https://youtube.com/user/JonKutsmeda


----------------------
LEARN MORE
----------------------

Welcome to the MORTGAGE GURU PODCAST, where your host Jon Kutsmeda covers the topics that matter most to homeowners and real estate investors without the industry jargon.

Each week Jon helps you to look under the hood of the housing market to make sense of the economic factors which drive home prices and mortgage rates so you can make sound financial decisions.

To subscribe to this podcast visit https://www.MortgageGuruPodcast.com



#inflation #mortgagerates #refinance

SEASON 03 - EPISODE 01:
The new year decided to start with a bang!

After a two-punch strike, from the NFP employment data and the ISM Services Sector report, the bond market rallied hard as both reports provided some early comfort, that perhaps, The Fed has slayed the inflation dragon.

In this episode, I unwrap the data I just mentioned above and explain what this means for mortgage rates and the housing market.

HINT: This seems to be the beginning of a new trend lower in mortgage rates, back down to historic averages.

WARNING: Lower bond yields (rates) will likely come off the back of a market crash or recession. At the forefront of that will likely be the housing market, as the most recent bubble appears to have popped with 4-consecutive weeks of price declines.

Lower mortgage rates are great news, but not if you are unable to take advantage of them with a refinance because housing price declines have wiped out the equity you need to qualify for a lower rate and payment.

----------------------------------------
MORE ON THIS EPISODE
----------------------------------------
The non-farm payroll report is a monthly survey that attempts to gauge the health of the labor market.

Historically it has been one of the most widely monitored data sets by the bond market as it provides a glimpse into when the underlying economy may be likely to experience inflation or deflation in the coming months, or year.

Although it was another month of positive jobs growth, many of those new jobs were multiple job holders (people with more than one job).

More importantly, growth in wages had slowed, which was another good sign that inflation may have peaked.

Bonds do not like inflation, and therefore the bond market liked this data which resulted in a big bond rally.

IMPORTANT
Mortgage rates are mostly driven by the price of mortgage bonds, and only indirectly by what the Fed decides to do with their overnight lending rate, The Fed Funds. I discuss the important relationship between bonds and mortgage rates in this episode.


Shortly after the NFP report, the ISM Services Sector data was released.

The services sector had been "running hot" lately, adding fuel to concerns that inflation could become "anchored".

Not only did the data miss expectations, but it was the biggest miss outside of a major recession or financial crisis.

Either inflation is merely cooling quickly, or the economy is headed for hard times.

------------------------------------
2022 YEAR IN REVIEW
------------------------------------
I recently shared my financial markets "2022 Year in Review". You can access all five parts on my blog at http://JKUTS.com.

You can also jump right to Part 1 by clicking here:
https://jonkutsmeda.com/2022-year-in-review-part-1/


----------------------
TIMESTAMPS
----------------------

(Coming Soon)



----------------------------------
CONNECT WITH JON
----------------------------------

To request a personalized mortgage consultation from Jon contact him through his website at http://JKUTS.com

You can also follow Jon on twitter at https://twitter.com/JonKutsmeda

or on Instagram at https://www.instagram.com/JonKutsmeda

and on all other social media via his handle @JonKutsmeda.

To make sure you always get your weekly dose of the Mortgage Guru, please subscribe to my YouTube channel:
https://youtube.com/user/JonKutsmeda


----------------------
LEARN MORE
----------------------

Welcome to the MORTGAGE GURU PODCAST, where your host Jon Kutsmeda covers the topics that matter most to homeowners and real estate investors without the industry jargon.

Each week Jon helps you to look under the hood of the housing market to make sense of the economic factors which drive home prices and mortgage rates so you can make sound financial decisions.

To subscribe to this podcast visit https://www.MortgageGuruPodcast.com



#inflation #mortgagerates #refinance

2 0

YouTube Video UExxVEN4bHBmTDRUcDVJck95T2xleFFpQ0hvLUxaUWthSS5DQUNERDQ2NkIzRUQxNTY1
MORTGAGE GURU PODCAST
- Episode 11 - 
"The Fed Strikes Back and Hikes Rates"

The Fed strikes back against animal spirts and investors front-running the potential of a pivot.

The Fed raised the overnight lending rate once again in a telegraphed move of a 50-basis point increase; The Fed Funds Rate now sits at 4.50%.

This is the most aggressive rate hiking cycle in Fed history, adding all 450 basis points of hikes in 2022.

Rate hiking cycles typically end in a recession or a similar type of financial crisis, and that is exactly what the yield curve is implying.

The entire yield curve at one point has been inverted, including the Fed Funds Rate and the 30-year U.S Treasury Bond.

In this episode I discuss what an extremely inverted curve means for the future of the U.S. economy, including the labor market and the housing market.

Of course, we also discuss mortgage rates, which after climbing above 7% for the first time in over two-decades receded back into the low 6% range.

This rally came off the back of a critical recovery in long-duration U.S. Bonds as the 10-year closed the week below 3.50% after reaching the dizzying heights of 4.25% in late October.

Bond prices drive most first-lien mortgage rates, far more than the Fed and their overnight lending rate.

However, rates on 2nd-lien mortgages, especially HELOC's (Home Equity Line of Credit), are heavily influenced by Fed policies, which I explain in the podcast.

Tune in for this week's episode to learn more about HELOC interest rates and why the time to consider one is probably now behind you.

I also share where I think 30-year fixed mortgage rates are headed in 2023 - 2024 and I give you the inside scoop on how to access my financial markets "2022 Year in Review".


----------------------
TIMESTAMPS 
----------------------

00:00 - 


----------------------------------
CONNECT WITH JON
----------------------------------

To request a personalized mortgage consultation from Jon contact him through his website at http://JKUTS.com

You can also follow Jon on twitter at https://twitter.com/JonKutsmeda

or on Instagram at https://www.instagram.com/JonKutsmeda

and on all other social media via his handle @JonKutsmeda.

To make sure you always get your weekly dose of the Mortgage Guru, please subscribe to my YouTube channel: 
https://youtube.com/user/JonKutsmeda


----------------------
LEARN MORE
----------------------

Welcome to the MORTGAGE GURU PODCAST, where your host Jon Kutsmeda covers the topics that matter most to homeowners and real estate investors without the industry jargon.

Each week Jon helps you to look under the hood of the housing market to make sense of the economic factors which drive home prices and mortgage rates so you can make sound financial decisions.

To subscribe to this podcast visit https://www.MortgageGuruPodcast.com



#mortgagerates #ratehikes #recession

EPISODE 11:
The Fed strikes back against animal spirts and investors front-running the potential of a pivot.

The Fed raised the overnight lending rate once again in a telegraphed move of a 50-basis point increase; The Fed Funds Rate now sits at 4.50%.

This is the most aggressive rate hiking cycle in Fed history, adding all 450 basis points of hikes in 2022.

Rate hiking cycles typically end in a recession or a similar type of financial crisis, and that is exactly what the yield curve is implying.

The entire yield curve at one point has been inverted, including the Fed Funds Rate and the 30-year U.S Treasury Bond.

In this episode I discuss what an extremely inverted curve means for the future of the U.S. economy, including the labor market and the housing market.

Of course, we also discuss mortgage rates, which after climbing above 7% for the first time in over two-decades receded back into the low 6% range.

This rally came off the back of a critical recovery in long-duration U.S. Bonds as the 10-year closed the week below 3.50% after reaching the dizzying heights of 4.25% in late October.

Bond prices drive most first-lien mortgage rates, far more than the Fed and their overnight lending rate.

However, rates on 2nd-lien mortgages, especially HELOC's (Home Equity Line of Credit), are heavily influenced by Fed policies, which I explain in the podcast.

Tune in for this week's episode to learn more about HELOC interest rates and why the time to consider one is probably now behind you.

I also share where I think 30-year fixed mortgage rates are headed in 2023 - 2024 and I give you the inside scoop on how to access my financial markets "2022 Year in Review".


----------------------
TIMESTAMPS
----------------------

00:00 -


----------------------------------
CONNECT WITH JON
----------------------------------

To request a personalized mortgage consultation from Jon contact him through his website at http://JKUTS.com

You can also follow Jon on twitter at https://twitter.com/JonKutsmeda

or on Instagram at https://www.instagram.com/JonKutsmeda

and on all other social media via his handle @JonKutsmeda.

To make sure you always get your weekly dose of the Mortgage Guru, please subscribe to my YouTube channel:
https://youtube.com/user/JonKutsmeda


----------------------
LEARN MORE
----------------------

Welcome to the MORTGAGE GURU PODCAST, where your host Jon Kutsmeda covers the topics that matter most to homeowners and real estate investors without the industry jargon.

Each week Jon helps you to look under the hood of the housing market to make sense of the economic factors which drive home prices and mortgage rates so you can make sound financial decisions.

To subscribe to this podcast visit https://www.MortgageGuruPodcast.com



#mortgagerates #ratehikes #recession

2 0

YouTube Video UExxVEN4bHBmTDRUcDVJck95T2xleFFpQ0hvLUxaUWthSS41MzJCQjBCNDIyRkJDN0VD
MORTGAGE GURU PODCAST
- Episode 10 (Extended Clip) - 
"Mortgage Rate Secret Revealed"

In this video I explain how mortgage rates DO NOT rise or fall.

Instead, what actually happens is mortgage rates become either more expensive or cheaper.

This is because mortgage rates, and their price, are derived from specific mortgage bond coupons.

Depending on a number of factors, bond investors will buy or sell certain coupons based on their price and yield (rate).

This liquidity, or capital inflow, to certain bonds is what makes mortgage rates more expensive or cheaper.

Learn more by listening in to this clip from the July 29, 2022 episode of the Mortgage Guru Podcast.


----------------------------------
CONNECT WITH JON
----------------------------------

To request a personalized mortgage consultation from Jon contact him through his website at http://JKUTS.com

You can also follow Jon on twitter at https://twitter.com/JonKutsmeda

or on Instagram at https://www.instagram.com/JonKutsmeda

and on all other social media via his handle @JonKutsmeda.

To make sure you always get your weekly dose of the Mortgage Guru, please subscribe to my YouTube channel: 
https://youtube.com/user/JonKutsmeda


----------------------
LEARN MORE
----------------------

Welcome to the MORTGAGE GURU PODCAST, where your host Jon Kutsmeda covers the topics that matter most to homeowners and real estate investors without the industry jargon.

Each week Jon helps you to look under the hood of the housing market to make sense of the economic factors which drive home prices and mortgage rates so you can make sound financial decisions.

To subscribe to this podcast visit https://www.MortgageGuruPodcast.com



#mortgagerates #refinance #bondmarket

CLIP 1, EPISODE 10:
In this video I explain how mortgage rates DO NOT rise or fall.

Instead, what actually happens is mortgage rates become either more expensive or cheaper.

This is because mortgage rates, and their price, are derived from specific mortgage bond coupons.

Depending on a number of factors, bond investors will buy or sell certain coupons based on their price and yield (rate).

This liquidity, or capital inflow, to certain bonds is what makes mortgage rates more expensive or cheaper.

Learn more by listening in to this clip from the July 29, 2022 episode of the Mortgage Guru Podcast.


----------------------------------
CONNECT WITH JON
----------------------------------

To request a personalized mortgage consultation from Jon contact him through his website at http://JKUTS.com

You can also follow Jon on twitter at https://twitter.com/JonKutsmeda

or on Instagram at https://www.instagram.com/JonKutsmeda

and on all other social media via his handle @JonKutsmeda.

To make sure you always get your weekly dose of the Mortgage Guru, please subscribe to my YouTube channel:
https://youtube.com/user/JonKutsmeda


----------------------
LEARN MORE
----------------------

Welcome to the MORTGAGE GURU PODCAST, where your host Jon Kutsmeda covers the topics that matter most to homeowners and real estate investors without the industry jargon.

Each week Jon helps you to look under the hood of the housing market to make sense of the economic factors which drive home prices and mortgage rates so you can make sound financial decisions.

To subscribe to this podcast visit https://www.MortgageGuruPodcast.com



#mortgagerates #refinance #bondmarket

5 0

YouTube Video UExxVEN4bHBmTDRUcDVJck95T2xleFFpQ0hvLUxaUWthSS4xMkVGQjNCMUM1N0RFNEUx
MORTGAGE GURU PODCAST
- Episode 10 -
"Mortgage Rates Drop Despite Fed Rate Hikes"

It was a jam-packed week with the FOMC rate decision and the first report on Q2 GDP.

The bond market rallied after the Fed raised the policy rate, the Fed Funds, by 75 basis points.

This brought the 10-year Treasury Bond below the 2.75% resistance level, ending the week right around 2.65%.

The yield curve has been inverted across different parts of the curve for months. This is a very strong predictor of recession and just prior to The Fed announcement the 2-year and the 10-year was inverted more than 30-bps.

Speaking of recession, an advance GDP report on Thursday showed the economy contracted again in quarter 2.

The -0.9% drop marks two consecutive quarters of negative GDP, which is considered an official recession.

After the rate hike announcement and the GDP report the ongoing bond market rally which started a month ago picked up further momentum and as a result mortgage rates dropped to the lowest level in nearly 3-months.

How can mortgage rates drop if the Fed is hiking rates?

Tune in for this week's episode to find out, and to hear an explainer on why mortgage rates do not actually drop but instead lower rates merely become less expensive.?



----------------------
TIMESTAMPS 
----------------------

00:25 - The Fed hikes the Fed Funds by 75 basis points

01:05 - What is the Fed Funds Rate

01:54 - The Fed's dual mandate

02:50 - Did the Fed cause high Inflation

05:35 - The supply chain bull whip effect

06:16 - When the only tool is a hammer (rate hikes)

07:00 - The impact of inflation

09:13 - How the bond market influences mortgage rates

09:59 - The mortgage rate data is lying

11:48 - How mortgage rates rise or fall (HINT: it's not the FED)

14:10 - What is really means to "Pay Points"

15:40 - Stop asking, "what is your rate"?

17:24 - Mortgages do not go up or down, instead they...

19:56 - Inflation as a rate-of-change

22:30 - What the current "risk off" bond rally means for mortgage rates

26:15 - The Fed hiking rates usually results in lower mortgage rates

28:57 - Are we in a recession?

30:30 - Keep a close eye on this piece of data

33:05 - Plan for the future, not for the present

34:41 - In conclusion


----------------------------------
CONNECT WITH JON
----------------------------------

To request a personalized mortgage consultation from Jon contact him through his website at http://JKUTS.com

You can also follow Jon on twitter at https://twitter.com/JonKutsmeda

or on Instagram at https://www.instagram.com/JonKutsmeda

and on all other social media via his handle @JonKutsmeda.

To make sure you always get your weekly dose of the Mortgage Guru, please subscribe to my YouTube channel: 
https://youtube.com/user/JonKutsmeda


----------------------
LEARN MORE
----------------------

Welcome to the MORTGAGE GURU PODCAST, where your host Jon Kutsmeda covers the topics that matter most to homeowners and real estate investors without the industry jargon.

Each week Jon helps you to look under the hood of the housing market to make sense of the economic factors which drive home prices and mortgage rates so you can make sound financial decisions.

To subscribe to this podcast visit https://www.MortgageGuruPodcast.com



#mortgagerates #ratehikes #recession

EPISODE 10:
It was a jam-packed week with the FOMC rate decision and the first report on Q2 GDP.

The bond market rallied after the Fed raised the policy rate, the Fed Funds, by 75 basis points.

This brought the 10-year Treasury Bond below the 2.75% resistance level, ending the week right around 2.65%.

The yield curve has been inverted across different parts of the curve for months. This is a very strong predictor of recession and just prior to The Fed announcement the 2-year and the 10-year was inverted more than 30-bps.

Speaking of recession, an advance GDP report on Thursday showed the economy contracted again in quarter 2.

The -0.9% drop marks two consecutive quarters of negative GDP, which is considered an official recession.

After the rate hike announcement and the GDP report the ongoing bond market rally which started a month ago picked up further momentum and as a result mortgage rates dropped to the lowest level in nearly 3-months.

How can mortgage rates drop if the Fed is hiking rates?

Tune in for this week's episode to find out, and to hear an explainer on why mortgage rates do not actually drop but instead lower rates merely become less expensive.?



----------------------
TIMESTAMPS
----------------------

00:25 - The Fed hikes the Fed Funds by 75 basis points

01:05 - What is the Fed Funds Rate

01:54 - The Fed's dual mandate

02:50 - Did the Fed cause high Inflation

05:35 - The supply chain bull whip effect

06:16 - When the only tool is a hammer (rate hikes)

07:00 - The impact of inflation

09:13 - How the bond market influences mortgage rates

09:59 - The mortgage rate data is lying

11:48 - How mortgage rates rise or fall (HINT: it's not the FED)

14:10 - What is really means to "Pay Points"

15:40 - Stop asking, "what is your rate"?

17:24 - Mortgages do not go up or down, instead they...

19:56 - Inflation as a rate-of-change

22:30 - What the current "risk off" bond rally means for mortgage rates

26:15 - The Fed hiking rates usually results in lower mortgage rates

28:57 - Are we in a recession?

30:30 - Keep a close eye on this piece of data

33:05 - Plan for the future, not for the present

34:41 - In conclusion


----------------------------------
CONNECT WITH JON
----------------------------------

To request a personalized mortgage consultation from Jon contact him through his website at http://JKUTS.com

You can also follow Jon on twitter at https://twitter.com/JonKutsmeda

or on Instagram at https://www.instagram.com/JonKutsmeda

and on all other social media via his handle @JonKutsmeda.

To make sure you always get your weekly dose of the Mortgage Guru, please subscribe to my YouTube channel:
https://youtube.com/user/JonKutsmeda


----------------------
LEARN MORE
----------------------

Welcome to the MORTGAGE GURU PODCAST, where your host Jon Kutsmeda covers the topics that matter most to homeowners and real estate investors without the industry jargon.

Each week Jon helps you to look under the hood of the housing market to make sense of the economic factors which drive home prices and mortgage rates so you can make sound financial decisions.

To subscribe to this podcast visit https://www.MortgageGuruPodcast.com



#mortgagerates #ratehikes #recession

2 0

YouTube Video UExxVEN4bHBmTDRUcDVJck95T2xleFFpQ0hvLUxaUWthSS4wOTA3OTZBNzVEMTUzOTMy
MORTGAGE GURU PODCAST
- Episode 9 - 
"Red Hot Inflation is Cooking the Economy"

The June CPI data came in red hot on Wednesday. The Consumer Price Index, a measure of inflation, reported an increase of 9.1%, the highest reading in 41-years.

As a result the Fed is likely to raise their benchmark Fed Funds Rate by 100 basis point (1%) when the FOMC meets July 26-27.

However, the CPI is a lagging indicator and according to forward looking data it appears the Fed will be aggressively hiking into a recession, which will likely deepen the recession and exacerbate its impact.

The market has been sniffing out the likely policy error and in anticipation has push interest rates on long duration bonds lower than short duration bonds; a phenomenon known as an "inverted yield curve".

The most watching yield curve is between the 2-year bond and the 10-year bond, which ended the week 20 basis points (0.20%) inverted, the deepest inversion since the start of the century, even after the near record high inflation data.

Normally, high inflation is bad for bonds, but investors are running for the safety of cash-flow. As a result mortgage rates also declined, as the price of mortgage bonds rallied alongside US Treasuries. 

Will this drop in mortgage rates continue, and will it be enough to keep housing from crashing along with the rest of the economy?


----------------------------------
CONNECT WITH JON
----------------------------------

To request a personalized mortgage consultation from Jon contact him through his website at http://JKUTS.com

You can also follow Jon on twitter at https://twitter.com/JonKutsmeda

or on Instagram at https://www.instagram.com/JonKutsmeda

and on all other social media via his handle @JonKutsmeda.

To make sure you always get your weekly dose of the Mortgage Guru, please subscribe to my YouTube channel: 
https://youtube.com/user/JonKutsmeda


----------------------
LEARN MORE
----------------------

Welcome to the MORTGAGE GURU PODCAST, where your host Jon Kutsmeda covers the topics that matter most to homeowners and real estate investors without the industry jargon.

Each week Jon helps you to look under the hood of the housing market to make sense of the economic factors which drive home prices and mortgage rates so you can make sound financial decisions.

To subscribe to this podcast visit https://www.MortgageGuruPodcast.com



#inflation #recession #housingcrash

EPISODE 9:
The June CPI data came in red hot on Wednesday. The Consumer Price Index, a measure of inflation, reported an increase of 9.1%, the highest reading in 41-years.

As a result the Fed is likely to raise their benchmark Fed Funds Rate by 100 basis point (1%) when the FOMC meets July 26-27.

However, the CPI is a lagging indicator and according to forward looking data it appears the Fed will be aggressively hiking into a recession, which will likely deepen the recession and exacerbate its impact.

The market has been sniffing out the likely policy error and in anticipation has push interest rates on long duration bonds lower than short duration bonds; a phenomenon known as an "inverted yield curve".

The most watching yield curve is between the 2-year bond and the 10-year bond, which ended the week 20 basis points (0.20%) inverted, the deepest inversion since the start of the century, even after the near record high inflation data.

Normally, high inflation is bad for bonds, but investors are running for the safety of cash-flow. As a result mortgage rates also declined, as the price of mortgage bonds rallied alongside US Treasuries.

Will this drop in mortgage rates continue, and will it be enough to keep housing from crashing along with the rest of the economy?


----------------------------------
CONNECT WITH JON
----------------------------------

To request a personalized mortgage consultation from Jon contact him through his website at http://JKUTS.com

You can also follow Jon on twitter at https://twitter.com/JonKutsmeda

or on Instagram at https://www.instagram.com/JonKutsmeda

and on all other social media via his handle @JonKutsmeda.

To make sure you always get your weekly dose of the Mortgage Guru, please subscribe to my YouTube channel:
https://youtube.com/user/JonKutsmeda


----------------------
LEARN MORE
----------------------

Welcome to the MORTGAGE GURU PODCAST, where your host Jon Kutsmeda covers the topics that matter most to homeowners and real estate investors without the industry jargon.

Each week Jon helps you to look under the hood of the housing market to make sense of the economic factors which drive home prices and mortgage rates so you can make sound financial decisions.

To subscribe to this podcast visit https://www.MortgageGuruPodcast.com



#inflation #recession #housingcrash

3 1

YouTube Video UExxVEN4bHBmTDRUcDVJck95T2xleFFpQ0hvLUxaUWthSS41MjE1MkI0OTQ2QzJGNzNG

THE MONEY MBA PODCAST

The Money MBA Podcast welcomes Brent Johnson of Santiago Capital back to the show for his second appearance, and the Money MBA's first repeat guest.

To check out the first interview, and to go deeper into Brent's "Dollar Milkshake Theory" which is foundational for what we discuss in this podcast, visit https://moneymba.com/ep-6-brent-johnson/

Brent is a valuable contributor to the finance space as he has the guts to share his views openly and confidently.

Although what I respect about Brent is he doesn't do it arrogantly. Yes, he is good at playing the antagonist in various Twitter conversations, but he's also the first to admit he doesn't have a crystal ball.

Brent, just like everyone else, is living in a world of infinite outcomes, and as a fiduciary his job is not to get married to a dogma, but to position his clients to take advantage of the outcomes with the highest probability.

For Brent, that highest probability outcome, is betting on a higher dollar before it's ultimate demise.

To paraphrase, a weaker dollar is exactly what the world wants, however a stronger dollar is what will ultimately be its undoing, but even then it won't give up the throne of global reserve currency without a "fight".

This of course is all part his "Dollar Milkshake Theory", so we get some updates on that view and dive deeper into where the current narratives about inflation and "money printer go brrrr" have got it wrong.


Visit http://www.MoneyMBA.com for access to a video recording of the interview and detailed show notes


Please SUBSCRIBE to the podcast at http://MoneyMBA.com/subscribe


Originally recorded February 09, 2021


GUEST DETAILS

Guest Name:
Brent Johnson


Professional Experience:
Santiago Capital (http://www.SantiagoCapital.com)


Social Media:
Twitter: @SantiagoAuFund (http://twitter.com/SantiagoAuFund)


HOST DETAILS

Host Name: 
Jon Kutsmeda

Professional Experience:
Jon Kutsmeda .com (http://JonKutsmeda.com)

Best Mortgage Rate (http://BestMortgageRate.com)

Money MBA Podcast (http://MoneyMBA.com)


Social Media:
Twitter: @JonKutsmeda (http://twitter.com/JonKutsmeda)

Instragram: @JonKutsmeda (http://instagram.com/JonKutsmeda)

Facebook: @JonKutsmeda (http://facebook.com/JonKutsmeda)

YouTube: @JonKutsmeda (http://youtube.com/user/JonKutsmeda)


SHOW NOTES

0:38 - Introducing the Brent 2.0 show

3:06 - FYI - We livestreamed the podcast on Clubhouse

5:09 - Quick recap of the "Dollar Milkshake Theory"


MORE SHOW NOTES AND TIME STAMPS TO COME...

The Money MBA Podcast welcomes Brent Johnson of Santiago Capital back to the show for his second appearance, and the Money MBA's first repeat guest.

To check out the first interview, and to go deeper into Brent's "Dollar Milkshake Theory" which is foundational for what we discuss in this podcast, visit https://moneymba.com/ep-6-brent-johnson/

Brent is a valuable contributor to the finance space as he has the guts to share his views openly and confidently.

Although what I respect about Brent is he doesn't do it arrogantly. Yes, he is good at playing the antagonist in various Twitter conversations, but he's also the first to admit he doesn't have a crystal ball.

Brent, just like everyone else, is living in a world of infinite outcomes, and as a fiduciary his job is not to get married to a dogma, but to position his clients to take advantage of the outcomes with the highest probability.

For Brent, that highest probability outcome, is betting on a higher dollar before it's ultimate demise.

To paraphrase, a weaker dollar is exactly what the world wants, however a stronger dollar is what will ultimately be its undoing, but even then it won't give up the throne of global reserve currency without a "fight".

This of course is all part his "Dollar Milkshake Theory", so we get some updates on that view and dive deeper into where the current narratives about inflation and "money printer go brrrr" have got it wrong.


Visit http://www.MoneyMBA.com for access to a video recording of the interview and detailed show notes


Please SUBSCRIBE to the podcast at http://MoneyMBA.com/subscribe


Originally recorded February 09, 2021


GUEST DETAILS

Guest Name:
Brent Johnson


Professional Experience:
Santiago Capital (http://www.SantiagoCapital.com)


Social Media:
Twitter: @SantiagoAuFund (http://twitter.com/SantiagoAuFund)


HOST DETAILS

Host Name:
Jon Kutsmeda

Professional Experience:
Jon Kutsmeda .com (http://JonKutsmeda.com)

Best Mortgage Rate (http://BestMortgageRate.com)

Money MBA Podcast (http://MoneyMBA.com)


Social Media:
Twitter: @JonKutsmeda (http://twitter.com/JonKutsmeda)

Instragram: @JonKutsmeda (http://instagram.com/JonKutsmeda)

Facebook: @JonKutsmeda (http://facebook.com/JonKutsmeda)

YouTube: @JonKutsmeda (http://youtube.com/user/JonKutsmeda)


SHOW NOTES

0:38 - Introducing the Brent 2.0 show

3:06 - FYI - We livestreamed the podcast on Clubhouse

5:09 - Quick recap of the "Dollar Milkshake Theory"


MORE SHOW NOTES AND TIME STAMPS TO COME...

37 9

YouTube Video UExxVEN4bHBmTDRUcXBOS0dCcUl5UUZNNGtYUzA0cFFteS4yMUQyQTQzMjRDNzMyQTMy
The Money MBA Podcast welcomes Brent Johnson of Santiago Capital to the show.

Visit http://www.MoneyMBA.com for access to a video recording of the interview and detailed show notes


Please SUBSCRIBE to the podcast at http://MoneyMBA.com/subscribe


Originally recorded October 16, 2019


GUEST DETAILS

Guest Name:
Brent Johnson


Professional Experience:
Santiago Capital (http://www.SantiagoCapital.com)


Social Media:
Twitter: @SantiagoAuFund (http://twitter.com/SantiagoAuFund)


HOST DETAILS

Host Name: 
Jon Kutsmeda

Professional Experience:
Best Mortgage Rate (http://BestMortgageRate.com)

Jon Kutsmeda .com (http://JonKutsmeda.com)

Airbnb Financing (http://AirbnbFinancing.com)

Money MBA Podcast (http://MoneyMBA.com)


Social Media:
Twitter: @JonKutsmeda (http://twitter.com/JonKutsmeda)

Instragram: @JonKutsmeda (http://instagram.com/JonKutsmeda)

Facebook: @JonKutsmeda (http://facebook.com/JonKutsmeda)

YouTube: @JonKutsmeda (http://youtube.com/user/JonKutsmeda)


SHOW NOTES

2:17 - Who is Brent Johnson

3:30 - Dot Com Bubble and Tech start-ups

5:38 - Living in San Francisco

6:24 - Brent’s thoughts on the financial crisis (Spy Game)

8:05 - Exposing the hypocrisy of Wall Street

11:50 - What is Santiago Capital

13:03 - The dollar story

15:29 - Triffin’s Dilemma

18:27 - The Dollar Milkshake Theory Ch. 1 - There will be blood

23:18 - The Dollar Milkshake Theory Ch. 2 - The Highlander

25:10 - The Dollar Milkshake Theory Ch. 3 - The Prestige

28:48 - Are central banks clueless?

30:38 - What’s wrong with the US repo markets

32:40 - What the spike in US repo rate means for the dollar milkshake

35:29 - A “new” plaza accord

36:37 - Is the big reset coming

38:47 - Everyone is still in the game

41:15 - Goodbye austerity, hello deficits

42:49 - Who controls monetary policy, central bankers or politicians

46:00 - The risk of the “risk free” rate

47:37 - A sovereign crisis - what happens if the Milkshake theory is correct

49:30 - The two best assets to own for the next 5 years

53:28 - How to trade the Dollar Milkshake Theory

57:02 - Hong Kong dollar peg

58:58 - Bitcoin and Crypto-currency

1:01:16 - The Milkshake Theory Conclusion

1:02:34 - Fiat will never die

1:05:25 - Year-end predictions - “November will be a big month.”

The Money MBA Podcast welcomes Brent Johnson of Santiago Capital to the show.

Visit http://www.MoneyMBA.com for access to a video recording of the interview and detailed show notes


Please SUBSCRIBE to the podcast at http://MoneyMBA.com/subscribe


Originally recorded October 16, 2019


GUEST DETAILS

Guest Name:
Brent Johnson


Professional Experience:
Santiago Capital (http://www.SantiagoCapital.com)


Social Media:
Twitter: @SantiagoAuFund (http://twitter.com/SantiagoAuFund)


HOST DETAILS

Host Name:
Jon Kutsmeda

Professional Experience:
Best Mortgage Rate (http://BestMortgageRate.com)

Jon Kutsmeda .com (http://JonKutsmeda.com)

Airbnb Financing (http://AirbnbFinancing.com)

Money MBA Podcast (http://MoneyMBA.com)


Social Media:
Twitter: @JonKutsmeda (http://twitter.com/JonKutsmeda)

Instragram: @JonKutsmeda (http://instagram.com/JonKutsmeda)

Facebook: @JonKutsmeda (http://facebook.com/JonKutsmeda)

YouTube: @JonKutsmeda (http://youtube.com/user/JonKutsmeda)


SHOW NOTES

2:17 - Who is Brent Johnson

3:30 - Dot Com Bubble and Tech start-ups

5:38 - Living in San Francisco

6:24 - Brent’s thoughts on the financial crisis (Spy Game)

8:05 - Exposing the hypocrisy of Wall Street

11:50 - What is Santiago Capital

13:03 - The dollar story

15:29 - Triffin’s Dilemma

18:27 - The Dollar Milkshake Theory Ch. 1 - There will be blood

23:18 - The Dollar Milkshake Theory Ch. 2 - The Highlander

25:10 - The Dollar Milkshake Theory Ch. 3 - The Prestige

28:48 - Are central banks clueless?

30:38 - What’s wrong with the US repo markets

32:40 - What the spike in US repo rate means for the dollar milkshake

35:29 - A “new” plaza accord

36:37 - Is the big reset coming

38:47 - Everyone is still in the game

41:15 - Goodbye austerity, hello deficits

42:49 - Who controls monetary policy, central bankers or politicians

46:00 - The risk of the “risk free” rate

47:37 - A sovereign crisis - what happens if the Milkshake theory is correct

49:30 - The two best assets to own for the next 5 years

53:28 - How to trade the Dollar Milkshake Theory

57:02 - Hong Kong dollar peg

58:58 - Bitcoin and Crypto-currency

1:01:16 - The Milkshake Theory Conclusion

1:02:34 - Fiat will never die

1:05:25 - Year-end predictions - “November will be a big month.”

25 2

YouTube Video UExxVEN4bHBmTDRUcXBOS0dCcUl5UUZNNGtYUzA0cFFteS5GNjNDRDREMDQxOThCMDQ2
The Money MBA Podcast welcomes Raoul Pal to the show.

Raoul is the CEO of Real Vision, an on-demand video service often referred to as the “Netflix” of finance and investing.

Raoul shares his coming up story as an entrepreneur which includes his early days as the secret adviser to some of the world’s biggest hedge funds.

Raoul might also be the original “Travel Blogger” as you’ll learn more about in this interview.

We discuss his “End Game” article which was once considered the biggest financial article in the history of the internet … and eventually led to the genesis of Real Vision.

What makes this interview unique is that we get to hear the untold story of Raoul’s journey as an entrepreneur.

There is plenty of great investment takeaway’s, but if you want to hear what it’s like to launch a multi-million dollar business with ZERO industry experience, then buckle-up, because Raoul’s journey gets a little bumpy and is something every entrepreneur needs to hear.

Raoul Pal is very active on twitter where he shares his thoughts and ideas on markets under the avatar @RaoulGMI.

Please SUBSCRIBE to the podcast at http://MoneyMBA.com/subscribe

Originally recorded July 3, 2019


GUEST DETAILS

Guest Name:
Raoul Pal

Professional Experience:
Global Macro Investor

Real Vision TV (http://RealVision.com)

Social Media:
Twitter: @RaoulGMI (http://twitter.com/RaoulGMI)

 
HOST DETAILS

Host Name: 
Jon Kutsmeda

Professional Experience:
Best Mortgage Rate (http://BestMortgageRate.com)

No Cost VA Loans (http://NoCostVALoans.com)

Airbnb Financing (http://AirbnbFinancing.com)

Money MBA Podcast (http://MoneyMBA.com)

Social Media:
Twitter: @JonKutsmeda (http://twitter.com/JonKutsmeda)

Instragram: @JonKutsmeda (http://instagram.com/JonKutsmeda)

Facebook: @JonKutsmeda (http://facebook.com/JonKutsmeda)

YouTube: @JonKutsmeda (http://youtube.com/user/JonKutsmeda)


SHOW NOTES

2:15 – Who is Raoul Pal
 
3:27 – How Raoul got started in finance and investing
 
5:02 – Box of rejection letters
 
7:49 – 30-year detour to becoming an entrepreneur; Treat everything like an entrepreneur
 
10:21 – The “James Bond” mystery persona and life as the original travel blogger
 
12:13 – “The End Game”
 
13:53 – The genesis of Real Vision TV.
 
15:06 – Twitter and Fin-twit. “The way to crowdsource intelligence”.
 
20:03 – Guru’s don’t exist … and there are no shortcuts.
 
20:38 – An idea is born, how Real Vision started.
 
25:23 – Flushing $1 million down the drain
 
26:51 – The “F this” moments
 
29:35 – The reality versus perception of being an entrepreneur
 
30:58 – Advice to future entrepreneurs
Book recommendation: The Hard Thing About Hard Things, by Ben Horowitz)
https://amzn.to/2YLMz9e
 
33:03 – Trying to keep everyone happy as an entrepreneur (and at Real Vision)
 
35:53 – Real Vision ethos
 
37:33 – Do you really own anything? The truth about the financial system
 
40:29 – Monetary policy has failed; Preparing for the end game
 
42:50 – The Parallel Financial Universe
 
47:26 – “Plan B” model for valuing Bitcoin
 
48:53 – Bitcoin or Gold in the event of an “End Game” scenario
 
49:20 – Raoul’s favorite Real Vision interviews
 
53:17 – The degrees of separation
 
55:18 – What’s next for Raoul and Real Vision
 
58:25 – What makes Real Vision extraordinary
 
59:51 – More advice for entrepreneurs
 
1:04:10 – How to contact Raoul and get access to Real Vision
 
1:05:39 – Anchoring and the insane value proposition of Real Vision
 
1:06:29 – Jon and Raoul’s plea to everyone – No one has an excuse to play ignorant


Please SUBSCRIBE to the podcast at http://MoneyMBA.com/subscribe

The Money MBA Podcast welcomes Raoul Pal to the show.

Raoul is the CEO of Real Vision, an on-demand video service often referred to as the “Netflix” of finance and investing.

Raoul shares his coming up story as an entrepreneur which includes his early days as the secret adviser to some of the world’s biggest hedge funds.

Raoul might also be the original “Travel Blogger” as you’ll learn more about in this interview.

We discuss his “End Game” article which was once considered the biggest financial article in the history of the internet … and eventually led to the genesis of Real Vision.

What makes this interview unique is that we get to hear the untold story of Raoul’s journey as an entrepreneur.

There is plenty of great investment takeaway’s, but if you want to hear what it’s like to launch a multi-million dollar business with ZERO industry experience, then buckle-up, because Raoul’s journey gets a little bumpy and is something every entrepreneur needs to hear.

Raoul Pal is very active on twitter where he shares his thoughts and ideas on markets under the avatar @RaoulGMI.

Please SUBSCRIBE to the podcast at http://MoneyMBA.com/subscribe

Originally recorded July 3, 2019


GUEST DETAILS

Guest Name:
Raoul Pal

Professional Experience:
Global Macro Investor

Real Vision TV (http://RealVision.com)

Social Media:
Twitter: @RaoulGMI (http://twitter.com/RaoulGMI)


HOST DETAILS

Host Name:
Jon Kutsmeda

Professional Experience:
Best Mortgage Rate (http://BestMortgageRate.com)

No Cost VA Loans (http://NoCostVALoans.com)

Airbnb Financing (http://AirbnbFinancing.com)

Money MBA Podcast (http://MoneyMBA.com)

Social Media:
Twitter: @JonKutsmeda (http://twitter.com/JonKutsmeda)

Instragram: @JonKutsmeda (http://instagram.com/JonKutsmeda)

Facebook: @JonKutsmeda (http://facebook.com/JonKutsmeda)

YouTube: @JonKutsmeda (http://youtube.com/user/JonKutsmeda)


SHOW NOTES

2:15 – Who is Raoul Pal

3:27 – How Raoul got started in finance and investing

5:02 – Box of rejection letters

7:49 – 30-year detour to becoming an entrepreneur; Treat everything like an entrepreneur

10:21 – The “James Bond” mystery persona and life as the original travel blogger

12:13 – “The End Game”

13:53 – The genesis of Real Vision TV.

15:06 – Twitter and Fin-twit. “The way to crowdsource intelligence”.

20:03 – Guru’s don’t exist … and there are no shortcuts.

20:38 – An idea is born, how Real Vision started.

25:23 – Flushing $1 million down the drain

26:51 – The “F this” moments

29:35 – The reality versus perception of being an entrepreneur

30:58 – Advice to future entrepreneurs
Book recommendation: The Hard Thing About Hard Things, by Ben Horowitz)
https://amzn.to/2YLMz9e

33:03 – Trying to keep everyone happy as an entrepreneur (and at Real Vision)

35:53 – Real Vision ethos

37:33 – Do you really own anything? The truth about the financial system

40:29 – Monetary policy has failed; Preparing for the end game

42:50 – The Parallel Financial Universe

47:26 – “Plan B” model for valuing Bitcoin

48:53 – Bitcoin or Gold in the event of an “End Game” scenario

49:20 – Raoul’s favorite Real Vision interviews

53:17 – The degrees of separation

55:18 – What’s next for Raoul and Real Vision

58:25 – What makes Real Vision extraordinary

59:51 – More advice for entrepreneurs

1:04:10 – How to contact Raoul and get access to Real Vision

1:05:39 – Anchoring and the insane value proposition of Real Vision

1:06:29 – Jon and Raoul’s plea to everyone – No one has an excuse to play ignorant


Please SUBSCRIBE to the podcast at http://MoneyMBA.com/subscribe

2 0

YouTube Video UExxVEN4bHBmTDRUcXBOS0dCcUl5UUZNNGtYUzA0cFFteS4yODlGNEE0NkRGMEEzMEQy

THE CRYPTO ALPHA PODCAST

CRYPTO ALPHA PODCAST
- Episode 4 (Extended Clip) -
"The Crypto Lender of Last Resort"

During this clip from episode 4 we discuss how the decentralized nature of crypto can lead to violent crashes.

In episode 4 of the podcast, recorded June 19, 2022, the Crypto Alpha Team welcomes special guest Hannah Jo Hamilton, an actuary and risk analyst at Genesis which is one of the world's largest digital asset lenders.

You can see the full episode by visiting the YouTube link below:
https://youtu.be/-rN47jv_zVw


-------------------------------
CONNECT WITH US
-------------------------------

You can connect with our guest Hannah Jo Hamilton on twitter at:
https://twitter.com/hannahjojo_

To make sure you always get your weekly dose of Crypto Alpha, please subscribe to my YouTube channel: 
https://youtube.com/user/JonKutsmeda

You can also follow @_CryptoAlpha on twitter at:
https://twitter.com/_CryptoAlpha

Visit our website to learn more about the crypto consulting services we offer: 
https://CryptoAlpha.com


----------------------
LEARN MORE
----------------------

CryptoAlpha.com presents the Crypto Alpha Podcast with Jon Kutsmeda, Andrew Reilly, and Brandon James.

Join us every week as we dive into the vast world of blockchain and cryptocurrencies to bring you the information that matters most, and an expert view from which all levels of experience can benefit.

More great episodes from the show are easily accessible in the Crypto Alpha Podcast playlist:
https://www.youtube.com/playlist?list=PLqTCxlpfL4TonIu15CQo6xY-5IFMUBLWP



#bailout #crypto #decentralized

CLIP 1, EPISODE 4:
During this clip from episode 4 we discuss how the decentralized nature of crypto can lead to violent crashes.

In episode 4 of the podcast, recorded June 19, 2022, the Crypto Alpha Team welcomes special guest Hannah Jo Hamilton, an actuary and risk analyst at Genesis which is one of the world's largest digital asset lenders.

You can see the full episode by visiting the YouTube link below:
https://youtu.be/-rN47jv_zVw


-------------------------------
CONNECT WITH US
-------------------------------

You can connect with our guest Hannah Jo Hamilton on twitter at:
https://twitter.com/hannahjojo_

To make sure you always get your weekly dose of Crypto Alpha, please subscribe to my YouTube channel:
https://youtube.com/user/JonKutsmeda

You can also follow @_CryptoAlpha on twitter at:
https://twitter.com/_CryptoAlpha

Visit our website to learn more about the crypto consulting services we offer:
https://CryptoAlpha.com


----------------------
LEARN MORE
----------------------

CryptoAlpha.com presents the Crypto Alpha Podcast with Jon Kutsmeda, Andrew Reilly, and Brandon James.

Join us every week as we dive into the vast world of blockchain and cryptocurrencies to bring you the information that matters most, and an expert view from which all levels of experience can benefit.

More great episodes from the show are easily accessible in the Crypto Alpha Podcast playlist:
https://www.youtube.com/playlist?list=PLqTCxlpfL4TonIu15CQo6xY-5IFMUBLWP



#bailout #crypto #decentralized

2 0

YouTube Video UExxVEN4bHBmTDRUb25JdTE1Q1FvNnhZLTVJRk1VQkxXUC5DQUNERDQ2NkIzRUQxNTY1
CRYPTO ALPHA PODCAST
- Episode 5 -
"Crypto Mining Explained and Why it Matters"


In this episode we demystify the world of crypto mining.

This is a topic that is normally hard to digest in one bite, but Crypto Alpha strives to make the complex less intimidating and easier to learn.

This is one of the best introductions into mining you will ever hear, and it will help you not only understand what is currently unfolding under the hood of the big networks like Bitcoin, but also how you can use this information to achieve greater alpha when the market turns around (hopefully soon).


-------------------------------
CONNECT WITH US
-------------------------------

To make sure you always get your weekly dose of Crypto Alpha, please subscribe to my YouTube channel: 
https://youtube.com/user/JonKutsmeda

You can also follow @_CryptoAlpha on twitter at:
https://twitter.com/_CryptoAlpha

Visit our website to learn more about the crypto consulting services we offer: 
https://CryptoAlpha.com


----------------------
LEARN MORE
----------------------

CryptoAlpha.com presents the Crypto Alpha Podcast with Jon Kutsmeda, Andrew Reilly, and Brandon James.

Join us every week as we dive into the vast world of blockchain and cryptocurrencies to bring you the information that matters most, and an expert view from which all levels of experience can benefit.

More great episodes from the show are easily accessible in the Crypto Alpha Podcast playlist:
https://www.youtube.com/playlist?list=PLqTCxlpfL4TonIu15CQo6xY-5IFMUBLWP



#bitcoin #cryptomining #decentralized

EPISODE 5:
In this episode we demystify the world of crypto mining.

This is a topic that is normally hard to digest in one bite, but Crypto Alpha strives to make the complex less intimidating and easier to learn.

This is one of the best introductions into mining you will ever hear, and it will help you not only understand what is currently unfolding under the hood of the big networks like Bitcoin, but also how you can use this information to achieve greater alpha when the market turns around (hopefully soon).


-------------------------------
CONNECT WITH US
-------------------------------

To make sure you always get your weekly dose of Crypto Alpha, please subscribe to my YouTube channel:
https://youtube.com/user/JonKutsmeda

You can also follow @_CryptoAlpha on twitter at:
https://twitter.com/_CryptoAlpha

Visit our website to learn more about the crypto consulting services we offer:
https://CryptoAlpha.com


----------------------
LEARN MORE
----------------------

CryptoAlpha.com presents the Crypto Alpha Podcast with Jon Kutsmeda, Andrew Reilly, and Brandon James.

Join us every week as we dive into the vast world of blockchain and cryptocurrencies to bring you the information that matters most, and an expert view from which all levels of experience can benefit.

More great episodes from the show are easily accessible in the Crypto Alpha Podcast playlist:
https://www.youtube.com/playlist?list=PLqTCxlpfL4TonIu15CQo6xY-5IFMUBLWP



#bitcoin #cryptomining #decentralized

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YouTube Video UExxVEN4bHBmTDRUb25JdTE1Q1FvNnhZLTVJRk1VQkxXUC4xMkVGQjNCMUM1N0RFNEUx
CRYPTO ALPHA PODCAST
- Episode 4 -
"Confessions of a Crypto Actuary - How to Access Risk in Crypto"

In this episode, recorded June 19, 2022, the Crypto Alpha Team welcomes special guest Hannah Jo Hamilton, an actuary and risk analyst at Genesis which is one of the world's largest digital asset lenders.

This episode is longer than usual as we pick Hannah's brain across a variety of topics, with a focus on counterparty risks and the ongoing contagion from the Terra Luna and UST implosion. 

You definitely want to tune in before you think about buying the dip.

----------------------
TIMESTAMPS 
----------------------

1:00 - Welcoming Hannah Jo Hamilton to the podcast

2:00 - Hannah’s background as an actuary, crypto enthusiast, and DeFi analyst

3:30 - What is an actuary?

6:46 - What is counter-party risk?

11:00 - Inflation, the benefit of an elastic money supply in a market crash, and the moral hazard of bailing out investors.

22:09 - Thought Experiment: What if the coordinated attack of Luna and UST did not happen.

28:13 - The Fed has blood on their hands

36:16 - (Brandon) When will DeFi takeover and just be known as “finance”, plus the important role regulation will play.

45:29 - (Brandon) How DeFi can evolve to hedge against sharp downturns and counter-party risk in the future.

52:29 - (Andrew) Sounding the alarm on Celsius

58:16 - How to assess or value a project when no one else has yet, and the qualitative importance of “the team” leading a project.

1:06:38 - Is this the bottom or is a crypto winter ahead?


-------------------------------
CONNECT WITH US
-------------------------------

You can connect with our guest Hannah Jo Hamilton on twitter at:
https://twitter.com/hannahjojo_

To make sure you always get your weekly dose of Crypto Alpha, please subscribe to my YouTube channel: 
https://youtube.com/user/JonKutsmeda

You can also follow @_CryptoAlpha on twitter at:
https://twitter.com/_CryptoAlpha

Visit our website to learn more about the crypto consulting services we offer: 
https://CryptoAlpha.com


----------------------
LEARN MORE
----------------------

CryptoAlpha.com presents the Crypto Alpha Podcast with Jon Kutsmeda, Andrew Reilly, and Brandon James.

Join us every week as we dive into the vast world of blockchain and cryptocurrencies to bring you the information that matters most, and an expert view from which all levels of experience can benefit.

More great episodes from the show are easily accessible in the Crypto Alpha Podcast playlist:
https://www.youtube.com/playlist?list=PLqTCxlpfL4TonIu15CQo6xY-5IFMUBLWP



#defi #crypto #riskmanagement

EPISODE 4:
In this episode, recorded June 19, 2022, the Crypto Alpha Team welcomes special guest Hannah Jo Hamilton, an actuary and risk analyst at Genesis which is one of the world's largest digital asset lenders.

This episode is longer than usual as we pick Hannah's brain across a variety of topics, with a focus on counterparty risks and the ongoing contagion from the Terra Luna and UST implosion.

You definitely want to tune in before you think about buying the dip.

----------------------
TIMESTAMPS
----------------------

1:00 - Welcoming Hannah Jo Hamilton to the podcast

2:00 - Hannah’s background as an actuary, crypto enthusiast, and DeFi analyst

3:30 - What is an actuary?

6:46 - What is counter-party risk?

11:00 - Inflation, the benefit of an elastic money supply in a market crash, and the moral hazard of bailing out investors.

22:09 - Thought Experiment: What if the coordinated attack of Luna and UST did not happen.

28:13 - The Fed has blood on their hands

36:16 - (Brandon) When will DeFi takeover and just be known as “finance”, plus the important role regulation will play.

45:29 - (Brandon) How DeFi can evolve to hedge against sharp downturns and counter-party risk in the future.

52:29 - (Andrew) Sounding the alarm on Celsius

58:16 - How to assess or value a project when no one else has yet, and the qualitative importance of “the team” leading a project.

1:06:38 - Is this the bottom or is a crypto winter ahead?


-------------------------------
CONNECT WITH US
-------------------------------

You can connect with our guest Hannah Jo Hamilton on twitter at:
https://twitter.com/hannahjojo_

To make sure you always get your weekly dose of Crypto Alpha, please subscribe to my YouTube channel:
https://youtube.com/user/JonKutsmeda

You can also follow @_CryptoAlpha on twitter at:
https://twitter.com/_CryptoAlpha

Visit our website to learn more about the crypto consulting services we offer:
https://CryptoAlpha.com


----------------------
LEARN MORE
----------------------

CryptoAlpha.com presents the Crypto Alpha Podcast with Jon Kutsmeda, Andrew Reilly, and Brandon James.

Join us every week as we dive into the vast world of blockchain and cryptocurrencies to bring you the information that matters most, and an expert view from which all levels of experience can benefit.

More great episodes from the show are easily accessible in the Crypto Alpha Podcast playlist:
https://www.youtube.com/playlist?list=PLqTCxlpfL4TonIu15CQo6xY-5IFMUBLWP



#defi #crypto #riskmanagement

15 0

YouTube Video UExxVEN4bHBmTDRUb25JdTE1Q1FvNnhZLTVJRk1VQkxXUC41MjE1MkI0OTQ2QzJGNzNG
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