LOW RATE “DOES NOT” MEAN YOU ARE GETTING THE BEST LOAN Yes, you read that correctly. You have been misled to think that low rate “always” means a better loan … however this is FALSE. Banks and amateur loan officers love to push low rate on homeowners. They try to convince you to pay “points”, …

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I’m often challenged on a core principle of real estate investing, which is that the buying a primary residence is NOT an investment. By no means am I the first person to argue that a home is a liability, not an asset … and I imagine those who have come before me have heard the …

Your Home is NOT an Asset Read More »

The Fix and Flip Danger Zone … TWO TYPES OF REAL ESTATE INVESTORS There are two primary types of real estate investors, the “Buy-and-Hold” investor and the “Fix-and-Flip” investor. It’s important to understand that buying a primary residence, a property that you live in as your “home”, with expectations that the property will be worth …

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The $8 Trillion Dollar Ticking Time Bomb What will trigger the next market crash? Jeffrey Gundlach, often referred to as the “Bond King”, shared his thoughts on this matter recently during a brief television interview. “The U.S. Deficit and the National Debt are totally out of control” Mr. Gundlach proclaimed. We should share his concern, …

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Never have a bad week again ... How to audit your week, celebrate daily progress, and other practical advice for a happier life.

You pay income taxes NOT to fund public services, but in order to pay the interest payments on government debt controlled by a privately owned central bank.